United States Mortgage Rate

Housing
United States
Source: United States Mortgage Rate, from Mortgage Bankers Association of America
6.97%
Overview
Current Value
6.97%
Average Value (1 year)
6.82%
Statistical Analysis
Current Status
Normal
Historical Average
6.82%
Long-term mean
Historical Data
DateValueChange
01-31-20256.97%-0.02%
01-30-20256.99%-0.01%
01-29-20257.00%-0.01%
01-28-20257.01%-0.01%
01-27-20257.02%-0.00%
Forecast & Analysis

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Next Period Forecast
6.97%
3-Month Outlook
Moderate Growth
Based on economic models
12-Month Outlook
Stable
Long-term projection

Expert Analysis

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Key Information
Current Value6.97%
Average Value (1 year)6.82%

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Economic data last updated May 18, 2025