AREOX

About AREOX

American Century One Choice 2055 Portfolio R Class is a target-date mutual fund designed to provide investors with a professionally managed, diversified asset allocation aligned with a retirement horizon around the year 2055. The fund employs a 'fund of funds' approach, investing primarily in underlying American Century mutual funds across diverse asset classes including equities, bonds, and cash equivalents. Its allocation strategy gradually adjusts to become more conservative as the target retirement date nears, typically by reducing stock exposure while increasing fixed income holdings, aiming to balance growth potential with risk management. The portfolio seeks the highest total return consistent with its asset mix, focusing on a smoother investment journey by deliberately moderating risks such as inflation and longevity. It is intended for investors planning for long-term retirement savings and assumes various market-related risks inherent in equity and fixed income investments, including international market risks and fluctuating interest rates. The fund’s design makes it a significant option in the retirement planning landscape, addressing both accumulation and preservation phases of an investor's lifecycle.