CBCDX

About CBCDX

Columbia Total Return Bond 529 Portfolio Class C is a mutual fund specifically structured for college savings within 529 plans. This portfolio is designed to achieve a balance of current income and capital appreciation by investing primarily in a diversified portfolio of intermediate-term bonds, aligning with the intermediate core-plus bond category. It utilizes the underlying Columbia Total Return Bond Fund as a key component, giving investors exposure to both government and corporate bonds, including notable allocations to U.S. mortgage-backed securities. The portfolio aims to provide steady total returns while managing interest rate and credit risks, reflecting its moderate sensitivity to market changes. Its expense ratio is competitive among similar 529 plan offerings, and it is intended for individuals and families seeking to save for future education expenses while benefiting from the risk-mitigating potential of a professionally managed, broadly diversified bond fund. The performance of this portfolio is benchmarked against major indices such as the Bloomberg US Aggregate Bond Index, highlighting its role as a core fixed income option within the broader 529 plan investment lineup.