CMCTX

About CMCTX

Columbia Moderate Growth 529 Portfolio Class C is an allocation portfolio designed as part of a 529 college savings plan, tailored to support education funding needs. This mutual fund combines a diversified mix of asset classes, with a primary objective of achieving long-term capital appreciation while maintaining moderate risk exposure. The portfolio invests in a blend of underlying funds spanning equities, fixed income, and money market instruments, including large-cap U.S. stocks, small- and mid-cap equities, international developed and emerging market stocks, and various types of bonds such as government, corporate, and high-yield securities. This balanced structure aims to capture growth potential through equity investments while dampening volatility with fixed-income components. The fund regularly reviews and adjusts allocations to maintain its moderate growth strategy. As part of a state-sponsored education savings platform, it offers tax benefits for qualified educational expenses and plays a crucial role in helping families systematically plan for the rising cost of higher education, making it a key component in many long-term education funding strategies.