CNBTX

About CNBTX

Columbia Conservative 529 Portfolio is a multi-asset portfolio within the Future Scholar 529 College Savings Plan designed to prioritize capital preservation and income while maintaining a modest allocation to growth assets. It invests across a diversified mix of underlying funds managed by Columbia Threadneedle and select external managers, with a tilt toward high-quality fixed income and cash, complemented by a smaller allocation to domestic and international equities to temper volatility. The portfolio serves families seeking a conservative, tax-advantaged vehicle to save for qualified education expenses under Section 529, emphasizing stability as beneficiaries near college age. Its construction is benchmarked to a conservative strategic mix and is managed with attention to tax efficiency, liquidity for withdrawals, and risk controls specific to education timelines. Program materials note plan-level features such as tax-deferred growth and tax-free qualified withdrawals, alongside clearly disclosed fees and performance versus a conservative benchmark, underscoring its role as a lower-risk core option within 529 plans.