CNTCX

About CNTCX

Columbia Conservative 529 Portfolio is a multi-asset portfolio within the Future Scholar 529 College Savings Plan designed to prioritize capital preservation and income while maintaining limited equity exposure. It serves as a static, conservative option for education savers seeking a steadier return profile aligned with shorter time horizons. The portfolio allocates primarily to high-quality fixed income, cash equivalents, and income-oriented strategies, complemented by a smaller allocation to diversified equities. It is professionally managed by Columbia Threadneedle Investments as part of South Carolina’s advisor-sold program, which employs a multi-manager lineup and institutional building blocks to diversify across U.S. and international markets, credit sectors, and duration profiles. As a 529 portfolio, it operates under the plan’s tax-advantaged framework and invests substantially in municipal securities, making it sensitive to changes in tax law and state-level fiscal conditions. The offering sits alongside age-based and target allocation tracks, giving families a conservative, static choice to match risk tolerance and funding timelines while leveraging program administration by the Office of the State Treasurer of South Carolina and investment oversight from Columbia Management.