CTDFX

About CTDFX

American Funds College 2039 Fund 529-F-1 is a target date mutual fund specifically designed to help families save for future education expenses through a 529 college savings plan. The fund’s primary purpose is to balance growth, income, and preservation of capital as the target enrollment year—2039—approaches. Initially, the fund emphasizes capital appreciation by allocating a significant portion of assets to U.S. and non-U.S. equities. As the target date nears, it gradually shifts toward a more conservative mix, increasing allocations to fixed income and cash equivalents to help protect capital and reduce volatility. This fund invests in a diversified portfolio of underlying American Funds, allowing investors to benefit from broad market exposure and professional asset management. With a glide path tailored to the anticipated college enrollment year, the fund offers a simplified, all-in-one solution for long-term education planning. Its structure helps families address the rising costs of higher education while managing investment risk over time. The American Funds College 2039 Fund 529-F-1 plays a significant role in the education savings landscape, providing a systematic and disciplined approach to preparing for future tuition and related expenses.