CTYCX

About CTYCX

American Funds College 2030 Fund - 529-C is an age-based target-date mutual fund designed to help families save for education expenses with a glide path that becomes more conservative as 2030 approaches. It pursues a blend of growth, income, and capital preservation by allocating across underlying American Funds spanning growth, growth-and-income, equity-income, balanced, and fixed income strategies. As the target date nears, the portfolio increases exposure to bond and income-oriented funds to prioritize stability and capital protection. The fund invests through a curated lineup of affiliated strategies, typically maintaining a concentrated set of underlying holdings, and targets a moderately conservative risk profile appropriate for investors nearing tuition draws. It distributes income annually and maintains a relatively low turnover profile, reflecting its strategic, long-term allocation approach. With multi-asset diversification across equities and U.S. bonds, the fund aims to smooth volatility while supporting education funding timelines within 529 plan structures.