FFCTX

About FFCTX

American Funds College 2027 Fund 529-F-3 is a target-date mutual fund within a college savings framework designed to help families prepare for education costs around the 2025–2027 enrollment window. It pursues a blend of growth, income, and capital preservation, adjusting its asset mix along a glide path that becomes more conservative as the target date approaches. The fund invests in a diversified lineup of underlying American Funds spanning equity, balanced, and fixed income strategies, providing multi-asset exposure in a single vehicle. As it nears the enrollment period, the portfolio places greater emphasis on high-quality bonds and income-oriented strategies to dampen volatility and support near-term spending needs. The series is structured to merge the nearest dated fund into the College Enrollment Fund at the target date, simplifying the transition from saving to paying for education expenses. Managed by Capital Group, the design aims to offer broad diversification, professional oversight, and an allocation calibrated to the timeframe associated with anticipated college enrollment.