FFTWX

About FFTWX

Fidelity Freedom 2025 Fund is a target-date mutual fund designed to provide a professionally managed, diversified portfolio that becomes more conservative as investors approach and move beyond 2025. The fund seeks high total return until its target date, after which its objective shifts to high current income with capital appreciation as a secondary goal. It invests in a mix of underlying Fidelity funds spanning U.S. equities, international equities, investment-grade and inflation-protected bonds, and short‑term instruments, with allocations adjusted along a predetermined glide path as the target year nears and thereafter. This structure aims to simplify retirement investing by dynamically reallocating risk exposure over time, ultimately trending toward an allocation comparable to an income-oriented profile years after the target date. The fund plays a notable role in retirement planning by offering a single, bundled solution for asset allocation, rebalancing, and ongoing oversight by Fidelity’s asset allocation team, drawing on multiple sectors and geographies to balance growth potential with income and capital preservation needs as retirement approaches.