FGUUEX

About FGUUEX

First Trust Combines Series 412 Investment Grade Multi-Asset Fund is a unit investment trust designed primarily to deliver current income and capital preservation. The fund achieves this objective by investing in a fixed portfolio comprised chiefly of investment grade corporate bonds and taxable municipal bonds. By focusing on securities with high credit ratings, the fund emphasizes credit quality and seeks to minimize the risk of default. The portfolio typically maintains a long-term investment horizon, appealing to investors seeking steady, reliable income distributions, which are paid monthly. As a regulated investment company, it benefits from a tax-efficient structure. The fund’s diversified allocation across various sectors—such as consumer discretionary, financials, health, and technology—further contributes to risk mitigation and stable returns. Its role in the financial market is to provide a balanced income solution, serving individuals and institutions interested in a combination of predictable cash flow, capital stability, and diversified fixed-income exposure within a disciplined investment framework.