FTFCX

About FTFCX

American Funds College 2030 Fund 529-F-3 is a target-date mutual fund designed for education savings within approximately the 2028–2030 enrollment window. It pursues a blend of growth, income, and capital preservation that shifts over time, allocating more to fixed income and equity-income strategies as the target date approaches. The portfolio invests exclusively in underlying American Funds across equity, balanced, and bond categories, providing diversified exposure to U.S. and non-U.S. stocks and a substantial core of U.S. and global bonds. Recent asset mix data for this series indicates a majority allocation to fixed income with a smaller equity sleeve, reflecting its late-stage glide path toward stability and downside mitigation. The fund distributes income annually and maintains a relatively low minimum initial investment, aiming to simplify college savings through a single, age-aligned vehicle. It is part of the broader American Funds College Target Date Series, which follows a structured glide path and merges into an enrollment-focused option at the target date to emphasize capital preservation during the tuition-spending years.