FVBCRX

About FVBCRX

Franklin Templeton Variable Insurance Products Trust – Franklin U.S. Government Securities Fund Class 2 is a diversified mutual fund designed to serve as an underlying investment option for variable insurance products, such as variable annuities and variable life insurance. Focused on generating income, this fund invests primarily in securities issued or guaranteed by the U.S. government, with a significant allocation to mortgage-backed securities from the Government National Mortgage Association (GNMA), commonly known as Ginnie Maes. These instruments are backed by the full faith and credit of the U.S. government, providing a higher degree of principal and interest payment security. The fund is managed according to an intermediate government bond strategy, offering broad exposure to U.S. government-backed fixed income assets. It aims to deliver monthly income distributions, and its diversified portfolio helps mitigate credit risk while maintaining moderate interest rate sensitivity. By providing reliable access to high-quality government securities, this fund plays an important role in supporting the fixed income allocations within insurance-based investment vehicles and retirement plans, appealing to investors seeking stability and consistent income within variable insurance frameworks.