GCAYX

About GCAYX

GuideStone Funds Conservative Allocation Fund Institutional Shares is a mutual fund designed to provide current income and modest capital appreciation through a diversified approach. The fund primarily invests in a mix of underlying GuideStone Select Funds, offering exposure to multiple asset classes including U.S. and non-U.S. equities, fixed income securities, real assets, and alternative investments. Its portfolio is structured conservatively, with approximately 60% allocated to fixed income and only about 26% to equities and impact investments, making it suitable for investors with a short- to medium-term horizon and a relatively low risk tolerance. The fund aims to balance income generation and capital preservation, making it a core holding for those seeking stability with limited equity market exposure. It has received a strong four-star Morningstar rating based on its risk-adjusted return among peers in the 15% to 30% equity allocation category, and features a competitive net expense ratio. This fund plays an important role in the market as a target risk solution for conservative investors, offering diversified exposure while mitigating the volatility associated with more aggressive portfolios.