IRCPX

About IRCPX

Voya Retirement Conservative Portfolio Class I is a risk-based mutual fund designed to pursue a high level of total return—combining capital appreciation and income—while maintaining a conservative risk profile within Voya’s retirement portfolio suite. It follows a passively managed, multi-asset approach by allocating to underlying index funds across U.S. equities, international equities, U.S. bonds, and other fixed-income investments. The strategy typically targets about a quarter of assets in equities and the balance in fixed income, with flexibility to adjust equity exposure within a defined range to manage risk and market conditions. Positioned for investors prioritizing stability and income preservation, the portfolio emphasizes broad diversification and systematic asset allocation as core features. Managed by Voya Investments with a dedicated multi-asset team, it seeks to deliver consistent outcomes aligned with conservative retirement objectives and provides annual distributions alongside a transparent, rules-based allocation model. The fund’s long-standing track record since 2007 and its cost-aware construction support its role as a foundational component in retirement-focused, lower-volatility portfolios.