ISPBX

About ISPBX

Voya Solution 2025 Portfolio Class S2 is a target-date mutual fund designed to align its asset allocation strategy with investors' anticipated retirement in approximately the year 2025. Its primary function is to provide a total return consistent with a retirement-focused investment mix prior to the designated year, then shift toward capital preservation and stability of principal as the target date approaches. The fund invests across a range of underlying actively and passively managed funds, encompassing traditional asset classes like stocks, bonds, and cash, as well as alternative assets such as real estate, commodities, and floating rate loans. This broad diversification allows for a balance between growth and risk mitigation, especially important for participants nearing retirement. The portfolio is specifically tailored for long-term investors utilizing tax-advantaged accounts and aims to systematically reduce risk as clients transition into retirement years—generally between 2023 and 2027. Its role in the market is to serve as a turnkey investment solution for retirement savers, combining professional asset allocation with a gradually evolving risk-return profile targeting both total return and asset preservation.