JLDGX

About JLDGX

John Hancock Funds II Multimanager 2020 Lifetime Portfolio Class R4 is a target-date mutual fund designed primarily for investors planning to retire around the year 2020. The fund employs a multimanager approach, allocating assets across a diverse set of underlying funds to achieve broad diversification among equities, fixed income, and short-term instruments. As the target retirement date approaches and passes, the portfolio shifts to a more conservative mix, prioritizing income and capital preservation while still allowing for potential growth. With a strategy tailored for those transitioning into retirement, the fund is continually rebalanced along a structured glide path to reduce risk over time. Sector exposure and asset allocation adjustments are managed to align with the needs of investors seeking stability and moderate growth in their retirement years. The portfolio encompasses dozens of holdings and reflects the experience of multiple managers, providing access to a range of investment styles and market segments. This fund is significant within the target-date category for investors seeking a professionally managed, adaptive retirement solution.