John Hancock Funds II Multimanager 2030 Lifetime Portfolio Class R4 is a target-date mutual fund designed to provide a professionally managed glide path toward a 2030 retirement horizon. The portfolio allocates across a diversified suite of underlying John Hancock and subadvised funds, blending equities, fixed income, and complementary assets to pursue high total return and capital appreciation in the years leading up to 2030, with a gradual shift toward income and capital preservation thereafter. Notable features include a multimanager structure that taps specialized managers across asset classes and regions, dynamic rebalancing along a defined asset-allocation glide path, and exposure to both growth-oriented equity markets and core bond sectors. Positioned within the target-date 2030 category, the fund’s role in the market is to offer a single-fund, lifecycle solution that consolidates portfolio construction, diversification, and ongoing allocation adjustments for investors seeking an age-based investment approach. According to the sponsor’s investor materials, Class R4 is one of several share classes available for this strategy, with the same underlying portfolio and glide path but differing fees and service arrangements.
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