JLKHX

About JLKHX

John Hancock Multimanager 2050 Lifetime Portfolio Class R5 is a target-date mutual fund designed to support investors planning to retire around the year 2050. Serving as a comprehensive retirement solution, the fund employs a dynamic asset allocation strategy that gradually shifts its portfolio from a predominantly equity-based allocation toward increased fixed income as the target retirement date approaches. At inception, the fund allocates as much as 95% of its assets to underlying funds focused on equity securities, ensuring potential for capital growth during the early accumulation years. Over time, this allocation becomes more conservative, with the goal of sustaining income and capital preservation for participants throughout retirement, eventually maintaining around 25% equity exposure about twenty years post-retirement. The portfolio is diversified across domestic and foreign stocks, as well as fixed-income instruments and alternative asset classes, leveraging the active management of multiple sub-advisors to adapt to changing market conditions. This structure is intended to provide a seamless glide path for investors, making it a key component in long-term retirement planning strategies for individuals seeking a professionally managed, all-in-one investment option tailored to their projected retirement horizon.