JMBRX

About JMBRX

JPMorgan SmartRetirement Blend 2045 Fund Class R5 is a target-date mutual fund designed to support individuals planning to retire around the year 2045. Its primary purpose is to offer a professionally managed, diversified portfolio that strategically shifts its asset allocation as the target retirement date approaches. In the early years, the fund emphasizes growth by allocating a higher percentage to equities, then gradually increases exposure to fixed income and cash equivalents as retirement nears, aiming to balance growth and risk reduction. Managed by J.P. Morgan’s experienced Multi-Asset Solutions team, the fund incorporates insights from asset class specialists and utilizes a blend of active and passive management strategies. The portfolio includes a range of U.S. large-cap, mid-cap, and small-cap equities, as well as U.S. fixed income and emerging markets debt, to achieve broad diversification. This adaptive allocation approach is intended to help investors manage retirement savings and withdrawals through both the accumulation and spending phases, providing a long-term solution that evolves as investor needs change over time.