JRLDX

About JRLDX

John Hancock 2010 Lifetime Blend Portfolio Class 1 is a target-date mutual fund designed to support investors as they approach and enter retirement. Its primary function is to provide a blend of growth and income by dynamically adjusting its allocation among asset classes, becoming more conservative over time to align with the needs of retirees. The portfolio invests in a mix of underlying funds, giving it exposure to U.S. and international equities, a wide range of fixed income securities—including intermediate-term, short-term, high-yield, and inflation-protected bonds—and alternative assets. This fund follows a preset glide path, steadily shifting from equities toward bonds and other lower-risk assets to help manage risk as the target retirement date draws near and passes. As of mid-2025, the asset mix consists predominantly of fixed income (approximately two-thirds of the portfolio), complemented by a smaller allocation to equities and alternatives, reflecting its conservative posture appropriate for investors already in or near retirement. John Hancock 2010 Lifetime Blend Portfolio Class 1 plays a crucial role in retirement planning, offering diversified exposure and risk management via a multi-manager approach and a diversified suite of underlying investments.