JRLFX

About JRLFX

John Hancock 2010 Lifetime Blend Portfolio is a target‑date mutual fund designed for investors who retired around 2010 and seek a professionally managed, diversified allocation that prioritizes income and capital preservation after the target date. The portfolio follows a lifelong glide path and employs a fund‑of‑funds approach, allocating the majority of assets to fixed income with complementary exposure to U.S. and international equities, alternatives, and emerging‑markets debt to balance stability with measured growth potential. Its construction spans numerous underlying funds and managers, emphasizing broad diversification and regular rebalancing against a benchmark such as the S&P Target Date 2010 Index. The asset mix typically features substantial intermediate‑term and short‑term bonds, along with inflation‑protected securities, reflecting the fund’s focus on managing longevity and sequence‑of‑returns risk in retirement. Within the target‑date landscape, it serves as a post‑retirement solution that seeks high total return consistent with its conservative tilt, aligning allocation with the needs common to investors beyond their target date.