JRLOX

About JRLOX

John Hancock 2020 Lifetime Blend Portfolio is a target-date asset allocation fund designed for investors around the 2020 retirement cohort. It seeks a high total return through the target date, then emphasizes income and capital preservation thereafter. The portfolio invests in a diversified mix of underlying funds spanning U.S. and international equities, investment-grade and high-yield bonds, short- and intermediate-term fixed income, and selective emerging markets debt, following a professionally managed glide path that gradually shifts from equities to fixed income as investors age. The strategy blends primarily passive building blocks with tactical allocations to manage risk and sustain return potential across market cycles. As part of John Hancock’s Lifetime Blend series, it is managed by an asset allocation team that calibrates exposures to align with retirement spending needs and withdrawal patterns in later years. Recent materials highlight equity allocations as key contributors and a multi-sector bond sleeve supporting income, with performance evaluated against the S&P Target Date 2020 Index and a custom John Hancock benchmark.