JSNFX

About JSNFX

John Hancock Income Fund Class R4 is an actively managed mutual fund in the multisector bond category that seeks a high level of current income. The portfolio allocates across a broad range of fixed-income sectors, including U.S. government and agency securities, investment-grade and high-yield corporate bonds, and foreign sovereign and corporate debt from both developed and emerging markets. The strategy emphasizes diversified income sources, using global bond exposure and selective currency positioning, while managing interest rate sensitivity through its duration profile. Management highlights corporate credit as a key return driver, complemented by opportunistic allocations to U.S. dollar–denominated emerging markets debt. The fund is overseen by an experienced team and is designed to diversify income holdings beyond traditional core bonds. Class R4 shares carry a management fee and a reduced 12b‑1 fee under a contractual cap through September 30, 2025, contributing to total operating expenses specific to this share class. The fund’s role in the market is to provide a flexible, globally diversified income solution that can adapt across credit cycles and interest rate environments.