MFS Lifetime 2055 Fund Class I is a target-date mutual fund designed to support investors planning to retire around the year 2055. Its primary objective is to achieve a high level of total return consistent with an evolving asset allocation strategy that shifts over time. In the fund’s early years, the focus is on capital growth through a higher allocation to equities, while as the target retirement date approaches, the portfolio gradually becomes more conservative by increasing exposure to fixed income and other risk-mitigating assets. The investment process involves a disciplined, actively managed approach, with underlying holdings diversified across multiple asset classes and sectors. This strategy seeks to balance growth and risk by rebalancing and adjusting allocations as market conditions and the investor’s retirement timeline evolve. The fund leverages exposure to various MFS-managed underlying funds, offering built-in diversification in a single investment vehicle. Its performance is benchmarked against the Standard & Poor’s 500 Stock Index, with sector allocations reflecting broad representation across industries such as information technology, financials, industrials, and health care. Established in 2012, MFS Lifetime 2055 Fund Class I serves as a convenient and professionally managed solution for long-term retirement planning, transitioning from a growth-oriented to an income-focused strategy as investors near retirement age.
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