LFTFX

About LFTFX

MFS Lifetime 2065 Fund Class A is a target-date mutual fund designed to deliver a high level of total return aligned with a glide path that gradually shifts from growth to risk mitigation as the year 2065 approaches. The fund primarily invests in a diversified lineup of underlying MFS funds, providing multi-asset exposure across equities, fixed income, and complementary strategies, with disciplined active risk management and regular rebalancing. Its early-stage allocation emphasizes capital appreciation, then becomes more conservative to support income and capital preservation nearer retirement. Notable portfolio characteristics include broad global equity exposure—featuring large-cap technology and communication services leaders—and dedicated fixed income sleeves to temper volatility. The strategy is overseen by MFS’s quantitative team, with documented succession planning as senior managers retire. The fund benchmarks the Standard & Poor’s 500 Stock Index for context and reports sector exposures that reflect a tilt toward information technology, financials, and industrials among equity holdings. Launched in 2021, the fund’s structure aims to offer a convenient, single-fund solution for long-dated retirement horizons through professional asset allocation and ongoing oversight.