LFTHX

About LFTHX

MFS Lifetime 2065 Fund I is a target-date mutual fund designed to deliver a high level of total return aligned with an investor retiring around 2065, gradually shifting its mix to seek income and capital preservation as that date approaches. The fund invests primarily in a diversified suite of MFS underlying funds, providing broad exposure across U.S. and international equities, fixed income, real assets, and nontraditional strategies within a single, professionally managed portfolio. Its glide path emphasizes growth in earlier years and systematically reduces equity risk over time, employing active risk management and regular rebalancing to maintain intended allocations. The strategy is overseen by MFS’s quantitative and asset-allocation teams, with succession planning in place following long-tenured leadership. Benchmarking against the Standard & Poor’s 500 Stock Index provides a reference for its equity-oriented early stage, while portfolio characteristics evolve toward bond-heavy allocations nearer retirement. This structure positions the fund as a comprehensive lifecycle solution for retirement-focused investors seeking convenience, diversification, and a disciplined allocation framework throughout the accumulation and decumulation phases.