LFTJX

About LFTJX

MFS Lifetime 2065 Fund Class R1 is a target-date mutual fund designed to provide investors with a diversified, professionally managed portfolio that aligns asset allocation with a projected retirement date around the year 2065. The fund's primary objective is to seek a high level of total return by managing its allocation across underlying MFS mutual funds, focusing on asset growth in the early years and adopting a more conservative stance as the retirement date approaches. Its investment strategy is implemented through disciplined, active risk management that regularly rebalances holdings to maintain risk and return parameters appropriate for its target date. The top holdings of the fund typically include large-cap technology names like Microsoft, NVIDIA, Amazon.com, Apple, Meta Platforms, as well as select commodity and global equity positions, reflecting broad diversification across sectors and asset classes. With net assets totaling around $35 million as of mid-2025, the fund serves individual investors and retirement plans seeking a set-it-and-forget-it investment solution tailored for long-term retirement goals, adjusting its risk exposure as the target date draws near.