LFTMX

About LFTMX

MFS Lifetime 2065 Fund Class R4 is a target-date mutual fund designed for investors planning to retire around 2065. Its primary objective is to deliver a high level of total return aligned with a long-dated retirement horizon, shifting over time from growth-oriented allocations to a more income-focused, risk-mitigating mix as the target date approaches. The fund invests substantially in underlying MFS strategies across equities and fixed income, offering professionally managed, broadly diversified, and regularly rebalanced exposure in a single vehicle. In its early years, the portfolio emphasizes equity for capital appreciation, with sector exposures led by information technology, financials, and industrials, reflecting a growth tilt typical of long-dated vintages. The glide path progressively reduces stock exposure as retirement nears, seeking to moderate volatility and sequence-of-returns risk in later years. Overseen by an experienced quantitative-led team and benchmarked to the Standard & Poor’s 500 Stock Index for context, the fund aims to simplify long-term retirement investing through disciplined allocation and active risk management.