LTMAX

About LTMAX

MFS Lifetime 2045 Fund Class A is a target-date mutual fund designed to help investors plan for retirement around the year 2045. Its primary function is to provide diversified exposure across multiple asset classes—typically including domestic and international equities, as well as fixed income investments—tailored to investors with a long-term horizon. The fund dynamically adjusts its asset allocation over time, gradually shifting towards a more conservative mix as the target retirement date approaches. This approach aims to balance growth potential and risk reduction according to the evolving needs of future retirees. Launched in 2012, the fund is actively managed by MFS Investment Management, drawing on a broad array of underlying funds, many of which focus on various sectors and capitalization segments within the global equity and bond markets. As of early 2025, the fund holds significant assets, featuring a diverse portfolio with a notable portion in large blend equities and a measured allocation to other asset classes. MFS Lifetime 2045 Fund Class A plays a central role within retirement savings plans, offering a professionally managed, "set-it-and-forget-it" solution for investors seeking a structured path toward their projected retirement year.