LTMRX

About LTMRX

MFS Lifetime 2045 Fund Class R1 is a target-date mutual fund designed primarily for investors aiming to retire around the year 2045. Its principal goal is to achieve a high total return through a dynamic asset allocation strategy that evolves as the target retirement year approaches. In the early years, the fund emphasizes capital growth by allocating a higher proportion of assets to equities. As the target date nears, it gradually shifts to a more conservative mix, increasing its allocation to fixed income and cash equivalents to mitigate risk and provide stability. This approach is guided by a professionally managed, diversified portfolio comprised of underlying MFS funds. The fund features active risk management and regular rebalancing to maintain its intended glide path. By offering a single, convenient investment vehicle, MFS Lifetime 2045 Fund Class R1 provides broad market exposure and automatic asset allocation adjustments, serving the needs of investors planning for long-term retirement horizons and seeking an all-in-one fund solution managed by experienced professionals.