MFFDX

About MFFDX

MFS Lifetime 2050 Fund Class C is a target-date mutual fund designed for investors planning to retire around 2050. It seeks a high level of total return through a diversified, professionally managed mix of underlying MFS funds, emphasizing growth assets in the early years and shifting progressively toward more conservative allocations as the target date approaches, following a preset glide path. The fund employs active risk management across both its underlying holdings and the overall target-date series, providing broad exposure to equities, fixed income, and cash with periodic rebalancing to maintain its strategic mix. Its mandate transitions after the target year to focus on total return from a combination of current income and capital appreciation, aligning with investors’ evolving needs in retirement. The portfolio reflects large, globally diversified equity exposure alongside multi-sector fixed income characteristics such as moderate duration and intermediate maturities sourced from underlying bond funds. Established in 2010, it serves as a convenient, single-fund solution within a broader series of retirement-dated portfolios.