MFFPX

About MFFPX

MFS Lifetime 2050 Fund Class R4 is a target-date mutual fund designed to provide a comprehensive investment solution for individuals planning to retire around the year 2050. Its primary objective is to achieve a high level of total return, balancing current income with capital appreciation throughout an investor’s savings journey. The fund employs a progressive glide path: it emphasizes asset growth in its early years through a diversified allocation primarily in equities and gradually becomes more conservative by shifting to fixed income and other less volatile assets as the target date approaches. This disciplined strategy seeks to mitigate market risks as retirement nears. MFS Lifetime 2050 Fund Class R4 invests the majority of its assets in a selection of other MFS mutual funds, providing broad exposure across various sectors such as financials, information technology, industrials, and healthcare. The fund is managed with active risk controls and is annually rebalanced to maintain a professionally allocated portfolio, offering investors a convenient, long-term investment vehicle tailored for retirement planning needs.