MFJEX

About MFJEX

MFS Lifetime 2060 Fund Class R1 is a target-date mutual fund designed for investors planning to retire around 2060. It seeks a high level of total return in the fund’s early and middle years, then shifts to emphasize a blend of current income and capital appreciation as the target date approaches, following a progressively more conservative glide path. The fund invests primarily in a diversified mix of underlying MFS mutual funds, providing broad exposure across equities, fixed income, real estate, and commodities through a professionally managed, regularly rebalanced allocation. Asset allocation and risk management are overseen by a team of quantitative investment professionals, who apply multi-factor research to set and adjust weights among the underlying strategies. Within its equity sleeve, exposures span major sectors such as information technology, financials, industrials, and health care, reflecting a global, multi-cap approach. As a series component in the target-date category, it serves as a turnkey, single-fund solution that evolves with an investor’s retirement timeline, aiming to balance growth potential with risk mitigation over decades.