MMFZX

About MMFZX

MassMutual Select T. Rowe Price Retirement 2045 Fund Class M3 is a target-date mutual fund designed for investors planning to retire around 2045. It pursues the highest total return over time by blending capital appreciation and income, using a diversified mix of underlying MassMutual and T. Rowe Price strategies across equities, bonds, real assets, and cash equivalents. The fund follows a professionally managed glide path that is equity-heavy in the earlier years and gradually reallocates toward fixed income and defensive assets as the target date approaches, aligning portfolio risk with a long-term retirement horizon. Its underlying lineup commonly features large-cap U.S. equity, international equity, small- and mid-cap equity, real assets, and core and inflation-sensitive fixed income exposures. The vehicle is part of MassMutual’s multi-manager framework, with subadvisory by T. Rowe Price, an established target-date and asset-allocation practitioner. The Class M3 share class provides access to the series through intermediary platforms, with public disclosures available via MassMutual for objectives, risks, fees, and performance history, including net asset value, total assets, and distribution metrics reported by independent data providers.