MMNOX

About MMNOX

MassMutual 20/80 Allocation Fund Class Y is a mutual fund designed to offer long-term total return with a focus on capital preservation. As a fund-of-funds, it invests primarily in other mutual funds, allocating about 20% of its portfolio to equities and 80% to fixed income assets. This conservative asset allocation strategy aims to provide income and modest capital appreciation while minimizing market volatility and risk exposure. The fund holds a diversified mix of underlying investments, including U.S. and international bonds, U.S. large-cap and mid-cap stocks, and smaller allocations to real estate and specialty bond funds. Serving institutional investors and individuals seeking stability, this fund is particularly notable for its disciplined risk management, regular income payouts, and use within retirement plans or portfolios needing a steady approach to growth. The fund is managed by MML Investment Advisers and features a competitive expense ratio for its class, facilitating efficient access to a broad set of fixed income and equity exposures within a single investment vehicle.