MRCSX

About MRCSX

MassMutual 20/80 Allocation Fund Class R5 is a mutual fund structured as a fund of funds, primarily designed to balance income generation with modest capital appreciation. The fund operates within the conservative allocation category, allocating approximately 20% of assets to equities and 80% to fixed income instruments, thereby emphasizing capital preservation and lower volatility compared to more aggressively positioned funds. As a diversified portfolio, it invests in a mix of U.S. and international mutual funds, providing broad exposure across asset classes and geographic regions. Managed with a strategy intended for investors seeking a conservative approach to long-term growth, the fund aims to deliver returns that outpace inflation while maintaining a lower risk profile. This allocation makes it suitable for those nearing retirement, risk-averse investors, or those looking to balance more growth-oriented holdings with income and stability. With a net expense ratio typically below the category average, MassMutual 20/80 Allocation Fund Class R5 is recognized for cost efficiency among peers, contributing to its appeal for long-term capital preservation and steady income.