MRCUX

About MRCUX

MassMutual 20/80 Allocation Fund Class I is a multi-asset mutual fund that uses a fund‑of‑funds approach to pursue total return with an emphasis on capital preservation. It allocates the majority of assets to fixed income and a smaller portion to equities, placing it in the conservative allocation category that targets volatility comparable to roughly 15%–30% equity exposure. The portfolio concentrates holdings in underlying MassMutual and third‑party bond and equity strategies, with the top ten positions representing a substantial share of assets, reflecting a curated core of building blocks. Notable fixed-income exposures include broad U.S. bond market, core and strategic bond sleeves, short duration, and long‑term Treasuries, complemented by selective equity components for diversification. The fund’s institutional share class features a low expense profile relative to peers and a distribution fee level categorized as low, supporting cost efficiency. It reports a trailing 12‑month yield and maintains moderate turnover, aligning with its income‑oriented, risk‑aware mandate. Within MassMutual’s allocation lineup, it serves investors seeking a conservative blend designed to balance income generation and measured growth across market cycles.