PDEDX

About PDEDX

PGIM Target Date 2025 Fund Class R1 is a target-date mutual fund designed to help investors manage a long-term investment strategy as they approach a specific retirement year, in this case, 2025. The fund’s primary purpose is to provide a balanced approach between growth and preservation of capital by adjusting its asset allocation over time. It does this by investing in a diversified mix of underlying mutual funds within the PGIM fund family, offering exposure to equities, fixed income, and non-traditional asset classes. As the target date approaches, the fund gradually shifts its portfolio to a more conservative allocation, reducing risk and focusing more on capital preservation, which aligns with the needs of investors nearing retirement. The multi-asset structure of this fund allows it to respond dynamically to changes in market conditions while aiming to maintain an effective balance between potential returns and risk management. The PGIM Target Date 2025 Fund Class R1 plays a key role for individuals or employers seeking a simplified, all-in-one retirement investment solution that automatically evolves its risk profile as retirement nears.