SBMIX

About SBMIX

Saratoga Moderate Balanced Allocation Portfolio Fund Class I is a mutual fund structured to provide investors with a total return that blends both capital appreciation and income. The fund pursues a "fund-of-funds" approach by investing primarily in other Saratoga-advised mutual funds, allocating assets across equities, fixed income, and alternative investments. This diversified strategy aims to maintain a balanced risk profile while seeking growth and income opportunities. Notably, the fund combines both active and passive management techniques, applying an active asset allocation overlay atop a mix of passive and actively managed underlying holdings. This dual approach leverages Saratoga’s decades of research and dynamic investment models. Its asset allocation typically places a moderate emphasis on both stocks and bonds, appealing to investors looking for a middle ground between risk and return. Top holdings are often spread among large-cap equity and intermediate-term bond funds, and the fund’s bond portion tends to exhibit a longer average duration compared to peers, reflecting a higher sensitivity to interest rates. Overall, the fund serves as a core holding in a diversified portfolio, aiming for consistent performance in various market conditions.