SWOBX

About SWOBX

Schwab Balanced Fund is a moderate allocation mutual fund designed to pursue both capital growth and income through a diversified investment approach. The fund primarily achieves its objectives by allocating approximately 55-65% of its assets to equity securities, which include stocks and equity funds, and 35-45% to fixed-income securities such as bonds and fixed-income funds, as well as cash or cash equivalents. This diversified mix spans U.S. and international equities and fixed income, offering exposure across various market sectors and geographies. Schwab Balanced Fund employs a fund-of-funds strategy, meaning it invests in a range of affiliated Schwab funds to efficiently achieve its target asset allocation. The fund seeks to balance the growth potential characteristic of equities with the income and stability offered by fixed income, appealing to investors looking for a single-fund solution to moderate risk and return. Its relatively low expense ratio and annual dividend distribution contribute to its cost-effectiveness and suitability for a wide range of investment portfolios. Since its inception in 1996, Schwab Balanced Fund has served as a core holding for individuals seeking diversified, professionally managed asset allocation within a mutual fund structure.