SWYAX

About SWYAX

Schwab Target 2010 Index Fund is a target-date mutual fund designed to provide a blend of capital appreciation and income in alignment with the approach to and years following the year 2010. As a target-date fund, its asset allocation becomes increasingly conservative over time, shifting toward bonds and cash equivalents as the target year passes, with the objective of balancing growth and risk for near-retirement or recently retired investors. The fund primarily invests in a diversified portfolio of other Schwab-affiliated exchange-traded funds, with significant allocations to U.S. aggregate bonds, large-cap equities, international equities, short-term U.S. Treasuries, inflation-protected securities, and real estate investment trusts. This broad diversification provides exposure to multiple sectors and geographies while aiming for lower volatility compared to more aggressive funds. The fund’s structure and holdings are designed to help investors transition from asset growth to income generation in retirement, making it a relevant choice for those focused on capital preservation and steady income as retirement nears or begins.