Transamerica Asset Allocation Short Horizon Class R is a mutual fund designed to provide a high level of current income while focusing on the preservation of capital. Its primary approach is to allocate investments predominantly—about 90%—to fixed income funds, with a smaller allocation to other asset classes, resulting in lower market volatility and greater emphasis on capital stability. This fund functions as a fund of funds, strategically investing across a range of underlying Transamerica Funds to achieve broad diversification within its short investment horizon. By targeting short-term income generation, it is particularly aligned with investors seeking liquidity and risk management over a limited time frame. The fund is managed with an expense ratio that aims to balance operating costs with accessible income potential, and it regularly distributes income to investors. Transamerica Asset Allocation Short Horizon Class R serves a crucial role for those looking to minimize potential downside while maintaining the flexibility of shifting allocations in response to evolving market and interest rate environments.
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