VSZGX

About VSZGX

Voya Index Solution 2050 Portfolio Class Z is a target-date mutual fund structured to align with investors planning to retire around the year 2050. The fund’s primary purpose is to offer a diversified, passively managed investment solution that dynamically adjusts asset allocation as the target retirement year approaches. Early in the investment horizon, the portfolio is heavily weighted toward equities to maximize potential for capital growth. As retirement nears, its allocation gradually shifts to include higher proportions of bonds and other fixed income instruments, aiming to reduce risk and preserve capital. The fund primarily invests in a broad mix of underlying index funds that cover U.S. equities, international stocks, and various fixed-income securities, offering exposure to multiple sectors and geographies. Notably, at least 80% of its assets are held in these underlying index-based vehicles, ensuring broad market representation and cost efficiency. Voya Index Solution 2050 Portfolio Class Z is designed to provide a balance between growth and risk management, making it particularly relevant within retirement accounts as a qualified default investment alternative under U.S. regulations. The fund serves as a comprehensive long-term retirement planning tool, evolving over time to support both wealth accumulation and eventual stability as participants approach and enter retirement.