VTTSX

About VTTSX

Vanguard Target Retirement 2060 Fund Investor Shares is a mutual fund structured to help investors planning to retire between 2058 and 2062 achieve long-term capital appreciation and income. This fund primarily allocates its assets among several low-cost, diversified Vanguard index funds, providing exposure to a broad mix of global equity and fixed income markets. Its largest holdings are in Vanguard’s Total Stock Market Index and Total International Stock Index funds, which together comprise nearly 90% of assets, complemented by strategic positions in domestic and international bond index funds. The asset allocation starts with a heavier emphasis on equities to harness growth during early years, then gradually shifts toward a more conservative, bond-focused mix as the target retirement year approaches. Designed as a single-fund solution, it automatically rebalances to maintain an appropriate risk profile over time, offering convenience and diversification for retirement-focused investors. With over $33 billion in assets and a notably low expense ratio, this fund has served as a key component in many long-term retirement portfolios within the target-date mutual fund category.