WISMFX

About WISMFX

IndexSelect Moderate 2045 Fund Class I is a target date mutual fund designed for investors planning to retire around 2045. Its primary purpose is to deliver a professionally managed, diversified asset allocation that gradually shifts from growth-oriented holdings toward more conservative exposures as the target year approaches. The strategy uses multiple glidepaths to align with a moderate risk profile, balancing global equities for long-term growth with fixed income, including inflation‑protected and other bond sectors, to help temper volatility. The fund’s open‑architecture approach emphasizes independent selection and monitoring of underlying managers and index-based building blocks to pursue low-cost, broad market exposure. Positioned for workplace retirement plans and individual savers seeking a simplified, one‑decision portfolio, it aims to provide a coherent path to retirement by automating rebalancing and risk reduction over time. IndexSelect target date funds highlight professional oversight, diversification across stocks, bonds, and potentially real assets, and a research‑driven methodology intended to support long-horizon accumulation while managing risk as retirement nears.