MyCompass Index Moderate 2045 Fund Class R is a target-date collective investment trust designed for investors planning to retire around 2045. It pursues a diversified, index-oriented asset allocation intended to maximize retirement savings while aligning with a moderate risk tolerance over a long horizon. The portfolio is implemented as a fund of funds, blending global equities and fixed income, with recent fixed‑income exposure spread across government and corporate sectors and a dedicated cash sleeve to help manage volatility. As a target-date solution, its glidepath adjusts allocations as the target year approaches, aiming to balance growth needs early with increasing risk control later. The strategy employs open‑architecture underlying fund selection and emphasizes low-cost management and fiduciary oversight of both glidepath design and manager selection. The vehicle has been in operation since 2019 and is managed by a team at flexPATH Strategies, with low turnover reflecting its strategic, long-term allocation approach. It is intended for retirement plan participants seeking a single, professionally managed portfolio that consolidates broad market exposure and systematic de‑risking toward the retirement date.
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