May 27, 2025
4
min read
💬 Daily Observation
"The big money is not in the buying and selling, but in the waiting.”— Charlie Munger
I heard from a part-time graphic designer in Denver who used to refresh her brokerage app every hour—sometimes every ten minutes—after each market swing. One morning she woke up to realize she’d spent more time watching charts than actually living her day.
“I felt like I was chasing noise,” she said. “Eventually I turned off all alerts and only glance twice a week.”
Her account balance hasn’t skyrocketed, but her stress levels have plummeted*. That’s the quiet power of a steady, well-balanced mix: it frees you from the ticker-tape treadmill so you can focus on the big picture.
No fancy trades here—just patience and perspective.
🗞️ Today's stories that matter (and why)
1. 📉 US 30-year yield dips below 5% as global issuance plans ease
Long-term US Treasury yields fell below 5% after Japan and the UK signaled reduced issuance of long-term debt, alleviating some pressure on global bond markets.
Why it matters: Lower yields can benefit sectors sensitive to interest rates, such as real estate and growth stocks.
Assets in focus: Fixed Income
2. 💻 Nvidia earnings to reveal impact of US export curbs
Nvidia is set to report quarterly earnings amid significant impacts from US export restrictions on AI chip sales to China, potentially costing the company up to $5.5 billion.
Why it matters: Results will indicate Nvidia's ability to navigate geopolitical challenges and sustain growth.
Assets in focus: Equities
3. 📊 US Core capital goods orders drop sharply in April
In April 2025, US orders for core capital goods—a key indicator of business investment—fell by 1.3%, marking the steepest decline since October 2024. This downturn suggests a potential weakening in business spending on equipment at the beginning of the second quarter. The decline exceeded economists' expectations, who had forecast only a 0.1% dip.
Why it matters: A significant drop in core capital goods orders may indicate a slowdown in business investment, potentially impacting economic growth projections and influencing investor sentiment.
Assets in focus: Equities
4. 🍚 BOJ’s Ueda warns food inflation may necessitate rate hike
Bank of Japan Governor Kazuo Ueda highlighted that a 90% surge in rice prices could push core inflation above the 2% target, signaling readiness to adjust monetary policy if necessary.
Why it matters: A shift in Japan's monetary policy could influence global bond markets and currency valuations.
Assets in focus: Currencies
5. 🛢️ OPEC+ expected to approve July oil output increase
OPEC+ is anticipated to agree on a further oil output increase of approximately 411,000 barrels per day for July, continuing the easing of previous production cuts.
Why it matters: Increased supply may stabilize oil prices but could pressure energy sector profits.
Assets in focus: Commodities
🌀 Diversification Score – Have you evaluated your portfolio's diversification?
Are you spread across the right risk factors—or leaning on just a few big bets?
📊 Market Movements Snapshot
Asset Classes:
- 🟢 Real Estate: +0.3% YTD. Reflects high mortgage rates and borrowing costs curbing transaction volumes—even as tight supply supports rental growth and valuations.
- 🔴 Large-Cap U.S. Equities (S&P 500): YTD -0.90%. YTD loss can berelated to Federal Reserve rate uncertainty, elevated valuations prompting profit-taking, and slowing corporate earnings momentum.
For the full list, click here
Sectors:
- 🟢 Utilities: +8.17% YTD. Defensive-oriented utilities have benefited from stable cash flows, resilient demand in a higher-rate environment, and investor flows into yield-rich sectors.
- 🔴Communication Services: −4.19% YTD. Decline stems from digital-ad headwinds exacerbated by tariff-induced economic uncertainty, shifting consumer budgets, and regulatory pressures on platform revenues
For the full list, click here
🤯 Alternative investment highlight: 🏠Your landlord might be 362 people on the Internet
Imagine owning a slice of a house—just like owning a share of a company. That’s the idea behind Arrived Homes, a platform where people can buy fractional shares of single-family rental homes.
Here’s how it works:
Arrived buys a house, places it in a legal entity (usually an LLC), and sells shares—sometimes for as little as $5. Investors don’t get keys or tenants. Instead, they receive a small portion of the rental income and may receive a share of the proceeds if the home is eventually sold. The platform manages everything. Investors just log in and watch.
This isn’t a REIT (real estate investment trust). You’re not buying a slice of a company—you’re buying a slice of the house. Supporters say it lowers the barrier to real estate ownership. Critics warn it could tighten housing supply and complicate local affordability.
Fractional investing is turning real estate into bite-sized assets—opening access for more people, but raising big questions about who gets to own the neighborhood.
🧠 From the Education Center: Diversification, a Practical Guide
Diversification is powerful—but only when it’s done right. Learn how to spread risk smartly across assets, geographies, and time.
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