Regulacao financeira

The searches yielded good results for external links.

External Links Selected:

1. History/Origin (Bretton Woods): The Bretton Woods Agreement, established in 1944, laid the foundation for post-WWII international financial order by creating institutions like the IMF and World Bank and a system of fixed exchange rates.²⁵, ²⁶, ²⁷ A good source is Investopedia's article on Bretton Woods, or Wikipedia for a broader overview with references. The Investopedia link seems quite good and accessible. Let's use the IMF's own historical context page if possible, or Federal Reserve.
   • Re-checking: The Wikipedia page for Bretton Woods is comprehensive and cites the original agreement. Investopedia is good too. I will go with a more foundational source if possible. The Federal Reserve History page on "Creation of the Bretton Woods System" would be ideal. I will try to search for that specifically.
   • Let's use the Investopedia link for now as it is a reliable and direct explanation for the history section. It mentions the IMF and World Bank specifically.
2. Practical Applications (SEC): The U.S. Securities and Exchange Commission (SEC) plays a vital role in protecting investors, maintaining fair markets, and facilitating capital formation.²², ²³, ²⁴ The official Investor.gov site (part of SEC) "The Role of the SEC"²¹ is excellent.
3. Limitations/Criticisms (Regulatory Arbitrage): Regulatory arbitrage, where firms exploit differences in regulations across jurisdictions, is a common criticism, potentially leading to increased systemic risk.¹⁶, ¹⁷, ¹⁸, ¹⁹, ²⁰ I need a good, accessible article on regulatory arbitrage. The Medium article on "Financial Regulation: Necessary Governance or Restrictive Overreach?"¹⁵ covers criticisms well, including unintended consequences and regulatory arbitrage. Another one is from researchgate¹⁴ or a law journal¹², ¹³. The Medium article¹¹ is more general for a wider audience.
4. Another Application/General: Dodd-Frank Act. This is a significant piece of modern financial regulation.⁸, ⁹, ¹⁰ Britannica Money's "The Dodd-Frank Act"⁷ provides a good overview of its purpose and impact.

Final External Links:

1. History: Investopedia - Bretton Woods Agreement and the Institutions It Created
2. Applications: Investor.gov - The Role of the SEC⁶
3. Limitations: Medium - Financial Regulation: Necessary Governance or Restrictive Overreach?⁵
4. Another Application: Britannica Money - The Dodd-Frank Act⁴

All external links are live and from trusted domains (Investopedia, Investor.gov (SEC), Medium, Britannica Money). Medium can be a bit tricky, but this article appears to be well-written and cites its points. I'll ensure the citation from it is appropriate for "criticisms."

Confidence: High. I have validated all external links and they fit the criteria.

Now, construct the LINK_POOL and then write the article.

¹²³