7 Best Free Online Budget Planners You Can Start Using Today
Written by Diversification.com Editorial Team • Updated June 30, 2025
5 min read • This article was created using publicly available data at the time of publication. The list includes editorial opinions, is not investment advice, and there are no paid placements.
Budgeting apps empower users to take control of their finances by allocating dollars, monitoring spending, and automating reminders. With so many free options on the market, selecting the right tool can be overwhelming. This roundup highlights seven free online budget planners—each offering web and mobile access, dedicated support resources, and a small-team focus—that have been updated within the past year and are available at no cost.
How We Ranked These Budget Planners
To compile this list, all candidates had to meet our strict inclusion criteria:
- Completely free: No forced paywalls or mandatory subscriptions.
- Web & mobile access: Fully functional web interface plus iOS and Android apps.
- Dedicated support resources: Active blog, FAQ, or help center.
1. Goodbudget
- Price: Free, optional Premium subscription
- Platforms: Web + iOS + Android
- Support: Interactive blog, help center, and user forum
- Notable Details: Envelope-based budgeting, CSV export, community-driven insights.
2. PocketGuard
- Price: Free basic plan
- Platforms: Web + iOS + Android
- Support: “Newbie’s Guide” help articles, email support
- Notable Details: “In My Pocket” spending insights and bill-reminder alerts.
3. Dollarbird
- Price: Free basic version; optional Pro subscription
- Platforms: Web + iOS + Android
- Support: Dedicated FAQ and blog posts
- Notable Details: Calendar-based planning and community events integration.
4. BudgetPulse
- Price: Free
- Platforms: Web + Android app (iOS via PWA)
- Support: RSS blog, video tutorials, and user forum
- Notable Details: Forecasting tools, forum-driven budgeting tips.
5. Buxfer
- Price: Free tier with unlimited transactions
- Platforms: Web + iOS + Android
- Support: Blog, phone support
- Notable Details: Deep tagging rules, multi-currency support, investment tracking.
6. MyBudgetApp
- Price: Free
- Platforms: Web + Android app
- Support: Email support and online guide
- Notable Details: Simple expense entry, customizable categories.
7. Money Lover
- Price: Free basic plan (optional Premium upgrade)
- Platforms: Web + iOS + Android
- Support: Active blog, detailed help center
- Notable Details: Expense reminders, travel mode, multi-wallet syncing.
In Summary
These seven budget planners offer genuinely free services, cross-platform support, and clear help resources—backed by small, agile teams that keep their tools fresh and user-focused.
Disclosures
- Data verified as of June 2025
- This article is not financial advice
- Budgeting tool features and availability may change; always verify with the provider.
